Fair Housing Impediments

Assess the level of fair housing choice, identify potential impediments, and recommend remedy actions.

Title VIII of the Civil Rights Act of 1968 (Fair Housing Act), as amended, protects the right to fair housing for all people and prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex, familial status and handicap (disability). The United States Department of Housing and Urban Development (HUD) administers and enforces the Fair Housing Act. In recent years, HUD has reported a record number of housing discrimination complaints for the nation. There are both positive and negative aspects to the increase in complaints. An increased number of complaints indicates more people are aware of the right to fair housing choice and are willing to take action to protect that right. Conversely, the record number of complaints serves as a reminder that housing discrimination remains prevalent. 

As a recipient of HUD funds, Hamilton County certifies it will affirmatively further fair housing choice by conducting an analysis of impediments to fair housing choice, take appropriate actions to overcome the effects of any impediments identified, and maintain records reflecting the analysis and actions taken in this regard. The County is committed to ensuring fair housing choice for all residents within its jurisdiction. 

The purpose of the Analysis of Impediments to Fair Housing Choice (AI) is to assess the level of fair housing choice within the County’s jurisdiction, identify potential impediments to fair housing choice, and recommend actions the County and its partners can take to eliminate or remedy the identified impediments. The AI is an analysis and evaluation of housing discrimination and other impediments to fair housing choice. The analysis and evaluation serve as the basis for fair housing planning within the County and provide essential information to policy makers, administrative staff, housing providers, lenders, and advocates to affirmatively further fair housing choice. 

The County developed the AI based on input from fair housing agencies, housing professionals, nonprofit advocates, and government agencies involved in the housing market. The analysis includes a review of U.S. Census and other data sets and local municipal laws and policies concerning housing. Information was provided by members of the communities, members of local service agencies, housing/economic development organizations, and government agencies. 

The 2019 Analysis of Impediments (PDF) is available for download and is available for review Monday through Friday from 8:00am – 4:00pm at:

Noblesville Housing Authority
320 Kings Lane
Noblesville, IN 46060

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